Basic Eligibility

The minimum age limit to apply for a loan is 21 years. Maximum age can go up to 60 years (salaried employees) and 65 years (self employed professionals) at the time of loan maturity.

Eligibility for Loan

The eligibility criteria to get a loan varies based on the type of loan you are looking for. Generally speaking, you may consider the following simple criteria to check your eligibility.

  • A decent credit score
  • Constant income flow
  • Age between 23 years and 60 years at the time of entry
  • A few assets such as FDs, investments, immovable property, etc.
  • A good relationship with your bank
  • A timely debt repayment history